The big banks on Wall Street -- JP Morgan/Chase, Citibank, Bank of America, Wells Fargo, Goldman Sachs and Morgan Stanley -- have had an incredible year, getting huge taxpayer bail-outs, making record profits and paying out multi-million dollar bonuses to their CEOs while many of them are still participating in all the highly leveraged activities that caused our housing and credit crisis in the first place.

Even as Congress is poised to pass major financial reforms, it is clear that Washington will not go far enough to break up the 'Too Big To Fail' banks.

Community banks and credit unions don’t act like the big banks. Typically, they’re more responsible in how they manage their money, they’re more closely connected to the people and businesses who live near them, and they’re more inclined to make loans they know will get paid back. And your local credit union isn't going to ask Congress for a multi-billion dollar bail-out either. These are the qualities most people want banks to have.

The idea is simple.

We can send a message to Congress, the President and every candidate running for office that we don't trust big banks with our money. But it's up to us to do it.

CLICK HERE TO PLEDGE TO MOVE YOUR MONEY TO A COMMUNITY BANK OR CREDIT UNION RIGHT NOW